INDUSTRIES
Banking and Financial Services Software Development in Europe
European banks, lenders and fintechs work under some of the strictest rules in the world, and their customers expect the same speed they get from any modern app. We build and modernise the platforms that let financial firms move quickly while keeping regulators, auditors and security teams comfortable.
The challenge
What Banking & Financial Services teams face in Europe
Regulatory pressure
DORA, PSD2, MiCA and the AI Act all land on the same teams at once. Compliance has to be built into the software, not bolted on at the end.
Ageing core systems
Decades-old cores are expensive to change and hard to connect to modern channels. Replacing them wholesale is rarely realistic.
Rising customer expectations
People expect instant onboarding, real time payments and clear self service, in their own language and currency.
Fragmented data
Customer data sits in silos, which makes risk, reporting and personalisation harder than they should be.
Our services
Banking & Financial Services consulting and implementation services
From first strategy call to live system and beyond, we are the consulting and implementation partner for Banking & Financial Services teams across Europe.
Consulting & Advisory
We help you set the right technology strategy for Banking & Financial Services, covering architecture, platform selection, compliance and roadmap. Vendor neutral advice grounded in what actually ships.
Implementation & Integration
We implement and integrate the systems your Banking & Financial Services business runs on, from CRM, ERP and commerce to custom platforms, and connect them cleanly to your existing tools.
Custom Development & Modernisation
We build custom Banking & Financial Services software and modernise legacy systems in steps, so you gain modern capability without a risky big bang.
Managed Support & Optimisation
After launch we keep your platforms secure, current and improving, with clear SLAs and a team that works in your time zone.
Solutions
Solutions we deliver for Banking & Financial Services
Core and channel modernisation
We wrap and extend legacy cores with APIs, then build the web and mobile channels on top, so you modernise in steps rather than in one risky jump.
Salesforce for financial services
Sales Cloud, Service Cloud and Financial Services Cloud, configured around how your relationship managers and support teams actually work.
Data, risk and AI
Unified data platforms, reporting and predictive models for fraud, credit and churn, built so the outputs can be explained to a regulator.
Secure integration
PSD2 open banking APIs, payment rails and third party connections, delivered with security and audit trails in place from day one.
How we work
A delivery process built for Banking & Financial Services
01
Discover
We map your goals, systems and constraints, then agree scope, budget and success measures before any code is written.
02
Design
We design the architecture, data model and experience, with compliance and security built in from the start.
03
Implement
We build and integrate in short iterations, with demos, testing and documentation you can actually follow.
04
Support
We launch, monitor and keep improving, with support and optimisation matched to your roadmap.
Built for European rules
We build with DORA operational resilience, PSD2 open banking and GDPR data rules in scope from the first sprint, and we keep documentation an auditor can actually follow.
Why Emizentech
Why Banking & Financial Services leaders choose us
European delivery
A local point of contact, euro billing and work in your time zone, with data kept in the EU where residency matters.
Regulatory fluency
We build with the rules of your sector in scope, so compliance is designed in rather than bolted on later.
Proven engineering
A team of more than 150 engineers, over 1200 projects delivered and more than a decade of shipping enterprise software.
Vendor neutral
We recommend what fits your goals, not what pays us, and you own all of the code and intellectual property.
FAQ
Frequently asked questions
Do you help with DORA compliance?
Yes. We treat operational resilience as a design requirement, covering ICT risk, testing and third party monitoring, and we document the controls so your compliance team can evidence them.
Can you work with our existing core banking system?
In most cases we extend rather than replace. We add an API layer around the core, then build modern channels and integrations on top, which lowers risk and cost.
Do you build in euros and multiple languages?
Yes. Multi currency, multi language and local payment methods are standard in our European builds, and we bill in euros.
How do you keep financial data secure?
We apply encryption, role based access, audit logging and independent security review, and we host within the EU where data residency requires it.
Do you offer consulting as well as implementation?
Yes. We cover the full journey for Banking & Financial Services, from strategy and platform selection through implementation, integration and ongoing support. You can engage us for advice, delivery or both.
How long does a typical Banking & Financial Services project take?
It depends on scope. A focused implementation can run a few months, while a larger transformation runs longer. We agree a phased timeline up front and deliver in iterations so you see value early.
How do we get started?
We begin with a short discovery call to understand your goals and systems, then come back within one EU business day with an approach, a rough timeline and a fixed price where it makes sense.
Planning a project in Banking & Financial Services?
Tell us what you are trying to do. We will come back within one EU business day with an approach, a rough timeline and a fixed price where it makes sense.